You know that Mrs. HM is all about saving money. If I can get a bargain, I will. That way, I have more money for lottery tickets and the casino.
Tuesday, we got a letter from our insurance company. The house and auto insurance. It's about time for the bill, so the letter fooled me. Seems like the bill won't come until December, for January-June premiums. We pay them 6 months at a time.
Anyhoo... to get a smart student discount for The Pony, we need to submit a copy of his transcript. This discount saves us about 50 percent of his auto costs. Which is A LOT! As I'm sure you know if you've ever insured a young male driver. Not that I have a right to complain. The Pony DID total his Nissan Rogue on his first trip home from college. And we bought another Nissan Rogue, two years newer, with fewer miles, and gained $400 in the process. So we've gotten our insurance benefits to balance out all that Farmer H and I have paid and never needed.
Anyhoo... The Pony sent me a 6-page transcript. I copied the front page showing his graduation date and degree, and the last page showing his grade point average for the most recent term. That should be all the insurance company needs. We have a month to submit it. But I figured I could run by the local office and ask if we needed anything more detailed or official. We do that sometimes, and they take it right there and send it in.
Wednesday, the insurance office was my last stop. I noticed the empty parking lot.
"Huh. I guess maybe they're closed for Veteran's Day. There's a sign on the door. Let's see. Hm. Looks like lights on inside. Darn it! I can't read that sign from here."
I slid out of T-Hoe and hobbled to the front, not stepping up on the sidewalk. I could see from there. Nope. No Veteran's Day message. They'd be closed on Thanksgiving. Oh. And DUE TO THE VIRUS, THEY WERE NOT DOING ANY IN-PERSON BUSINESS.
There was a stand with two different kinds of envelopes. A note saying to put your payment in one, and slide it through the slot in the door. Um. No thank you.
I'll be mailing in the transcript with the letter. Our insurance agent will just have to wait a little longer to get his cut, if further information is necessary.
I'm shocked they haven't tried selling VIRUS insurance...
6 comments:
I thought of you this evening. I passed a postal vehicle on the highway. Its interior lights were on, and it looked completely empty.
I imagined how many empty soda bottles could fill it up...
Sioux,
Imagine if my missing $25 check for my smeared lottery ticket was stuck in a crack!
I wonder if it was returning from Michigan after cashing in those bottles. And if it ran over JFK's golf clubs on the highway...
Virus insurance was be hard to monitor, everybody with a headachy sniffle would be claiming and the office would have to hire thousands of off-shore workers just to wade through the paperwork.
River,
Heh, heh! I have a suspicion there is some funny business going on with the regular health insurance and the VIRUS tests. I've seen comments from local people that they went for a "free" test, yet were billed $680. Others have reported that their "free" test was $125, but they were told of the cost up front. Which is fair enough, so they could decide if they wanted it or not.
What!? If it is advertised as FREE, then it should be FREE and people need to question that before they get jabbed and certainly after if they get a bill for it.
River,
I think people believe too much of what they read online, about tests being free. I think if you have any kind of insurance, it gets billed, and you might have to pay a deductible. If you have Medicaid, which is for low income or disabled people, I think it's free. Somebody without either will have to pay. Again, that's just MY PERCEPTION of what's happening. I don't know about those with Medicare (like Hick), which is for OLD PEOPLE.
Every couple of months, there might be a mass testing event that IS advertised as FREE. The local junior college had one back in the summer. I think a neighboring county had one a couple months ago.
Otherwise, people go to a clinic or urgent care that does tests. It was an urgent care that told everyone up front what the cost would be. Also, a PCR test (the long nose swab) costs a different amount that the two other kinds (one is a blood test). Not sure about the new rapid tests that just came out in the last few weeks.
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