Anyhoo...I could have sent those insurance checks through the mail every month. But you know how the mail runs in Hillmomba. Or I could have driven to Newmentia every month to turn in my payment in person. But that's a bit of a chore. Not necessarily the drive, but the small talk both sides feel needs to be partaken of during such a task.
So...I fill out 12 checks and hand them over and let Father Time march on. If something goes awry, I can always pick up the phone and ask that my check be kept out of the extortion loop until I make a correction. Better to have them there, ready to go, able to stop the process if necessary...than have to remember to hoof it over there through the courtesy of T-Hoe's horsepowered rubber feet every month, rain or shine, to make the payment.
Let the record show that this insurance premium sum is a pretty penny. Not just pretty. Beautiful. Delightful. Stunning. Magnificent. It's the penny that could have launched a thousand ships. One might even describe this penny as breathtaking.
Let the record further show that the Hillbilly family has very few payments, other than utilities and A-Cad. And even when the young Hillbillys were starting out, their monthly house payment was 1/6 the amount of this monthly insurance premium.
That ain't right, people. That ain't right.